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Temporary Total Disability

HCC Specialty Underwriters' Temporary Total Disability (TTD) protects athletes whose injuries will keep them off the field during the season. This kind of coverage allows teams to pay athletes even when they can't play. Teams also use it as a powerful incentive when trying to attract new players.

Individual players, especially those whose income depends upon winning, such as golfers and tennis pros, also find TTD coverage important because injuries and illness not only eliminate them from playing, they also eliminate their income.

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